FHA loans are an attractive option, especially for first-time homeowners:
• Generally easier to qualify for than conventional loans
• Lower down payment requirements
• Cannot exceed statutory loan limits
FHA Mortgage Loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development. FHA Mortgage programs are a great way for individuals to purchase their first home while putting just 3.5% down towards their down payment.
Purchasing a home is one of life’s major landmarks and for most people, it is a dream come true. We understand the magnitude of this decision and it is our goal to make your transition into home ownership enjoyable and memorable. Niles Home Loans with Finance of America Mortgage LLC is here to help get you pre-approved for a home loan in a quick and professional manner. The peace of mind that comes with knowing that your loan has been pre-approved will allow you to shop for your new home with confidence. When you find a home and are ready to make an offer, the fact that you have already been pre-approved will give the seller confidence in you as a buyer. We work with a variety of national lenders to insure you get approved fast and we have systems in place to make certain we will close your loan in a timely manner. Visit our Client Testimonials page to read our reviews.
Regardless of whether this is your first or your tenth home purchase we will help make sure that getting you into your new home is a pleasant experience. Our team is ready to help you fulfill your dream of home ownership. Give us a call today and see why we are chosen over other Portland Oregon Mortgage Companies on a daily basis.
Amanda Niles, MBA | Sr. Mortgage Advisor NMLS-76919 | Cell: (503) 810-4873
Joe Niles, MBA | Sr. Mortgage Advisor NMLS-243787 | Cell: (503) 502-2955