VA Loans

Designed to offer long-term financing to American Veterans, VA Mortgage Loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.

At Niles Home Loans, we are licensed to provide VA loans and we will strive to find you the most competitive VA mortgage rates available. We are your VA Mortgage Experts and provide VA mortgages in Oregon, Washington, California, and Idaho.

Here’s how it works:

• 100% financing without private mortgage insurance or 20% second mortgage
• A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA
• When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less
• When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows

It is an absolute pleasure to help Veterans with their home buying and refinancing needs. We take great pride in making sure our Veteran clients are well informed and have access to all the benefits that VA mortgage programs have to offer.

APPLY TODAY for a VA Loan at Niles Home Loans with Finance of America Mortgage LLC. We are a VA Qualified Lender and we look forward to closing your VA mortgage loan. If you would like to know what today’s VA rates are give us a call or send us an email. We look forward to hearing from you!

Amanda Niles, MBA | Sr. Mortgage Advisor NMLS-76919 | Cell: (503) 810-4873

Joe Niles, MBA | Sr. Mortgage Advisor NMLS-243787 | Cell: (503) 502-2955